Terms of Service
Effective date: [DATE]
These terms are an agreement between you and Truffle - Dining Budget ("Truffle"). By using the Truffle app, you agree to them.
Eligibility
You must be at least 18 years old and live in the United States to use Truffle.
Acceptable use
Use Truffle only for your own personal budgeting. Don't connect accounts you aren't authorized to access, try to break or reverse-engineer the app, interfere with its operation, or use it for anything illegal.
Subscriptions and billing
Any subscription or purchase is handled by Apple through the App Store. Pricing, payment, renewals, cancellations and refunds are governed by Apple's terms. You can manage or cancel subscriptions in your Apple ID settings.
No financial advice
Truffle provides information and tools to help you understand your spending. It does not provide financial, investment, tax or legal advice. You're responsible for your own financial decisions.
Truffle is not a bank
Truffle is a budgeting tool. We don't hold your money, move money, or provide banking services. Account connections are provided through Plaid, a third party.
Accuracy
We rely on data from your financial institution and Plaid, and we categorize transactions automatically. We work to be accurate but can't guarantee every transaction is complete or categorized correctly.
Limitation of liability
Truffle is provided "as is." To the fullest extent allowed by law, Truffle is not liable for indirect, incidental or consequential damages, or for any losses arising from your use of the app. Our total liability for any claim is limited to the amount you paid for Truffle in the 12 months before the claim.
Termination
You can stop using Truffle and delete your account at any time. We may suspend or end your access if you violate these terms. When your account is closed, your data is deleted as described in our Privacy Policy.
Changes
We may update these terms. If changes are material, we'll let you know in the app or by email. Continuing to use Truffle means you accept the updated terms.
Governing law
These terms are governed by the laws of the State of [STATE], without regard to conflict-of-law rules.
Contact
Questions? Email [CONTACT EMAIL].